Offered LOAN SERVICES

We offer flexible Loan Solutions designed for the People of Zambia.

Proffessional workers: Financial support for salaried employees like nurses and teachers, featuring flexible repayments tailored to your monthly income and personal goals.

Defense Personel: Specialized, high-priority loan solutions designed for the brave men and women serving in our nation’s military and security services.

Asset owners: Secure the funding you need by leveraging your property or vehicles, offering high-value credit with competitive and manageable interest rates.

Business Owners: Empower your enterprise with working capital designed for growth, inventory, and expansion, helping Zambian entrepreneurs reach their full potential.

1. Payroll Loans

Introduction

These are loans that are tailored for clients that are on a salary. Instead of you manually making monthly payments, the loan installments are automatically deducted from your paycheck by your employer before the money even hits your bank account.

salary-loan

Who are the target clients?

target client civil servant

Civil Servants

Icon representing military personnel loan clients

Defense personnel

Required Documents

Bank Statement: You will need to possess a latest bank statement showing at least three months of transactions.

Latest Payslip: you need the latest month pay slip.

NRC (Preferably) and a second identification (Drivers License, Passport): unique identification additionally other id’s to match proof your identity.

required documents

Steps to apply

1. Register and Login

2. Check what you qualify for

check affordability

3. Fill Out Application Form

4. Wait for processing to finish

Oh! And It Gets Better

We Offer Refinancing For Defense Personnel

Replace your current loan with a new agreement tailored to your financial situation. why?

Lower Monthly Payments: Reduce your installments by restructuring debt.

Debt Consolidation: Combine multiple small debts into one manageable payment.

Access “Top-up” Cash: Get extra funding for home building, agriculture, or personal projects.

Refinancing

2. Equity Release Loans

Introduction

This form of funding involves providing capital in exchange for a stake in real estate or a vehicle. It’s ideal for individuals or entities that need significant investment without the immediate pressure of loan repayments.
Equity Realease Loan

Why choose this product?

No immediate repayment

Ideal for high value assets

handshake

Shared risk

Required Documents

Bank Statement: You will need to possess a latest bank statement showing at least three months of transactions.

Utility Bill: used by us to verify proof of your residence .

ZRA T-pin Certificate: proof that you are a tax paying citizen of Zambia.

NRC (Preferably) and a second identification (Drivers License, Passport): unique identification additionally other id’s to match proof your identity.

Title Deed (For Estate): Identifies the house you want to use in the transaction.

White Book (For Vehicles): Identifies the vehicle you want to use in the transaction.

required documents