We offer flexible Loan Solutions designed for the People of Zambia.
Proffessional workers: Financial support for salaried employees like nurses and teachers, featuring flexible repayments tailored to your monthly income and personal goals.
Defense Personel: Specialized, high-priority loan solutions designed for the brave men and women serving in our nation’s military and security services.
Asset owners: Secure the funding you need by leveraging your property or vehicles, offering high-value credit with competitive and manageable interest rates.
Business Owners: Empower your enterprise with working capital designed for growth, inventory, and expansion, helping Zambian entrepreneurs reach their full potential.
1. Payroll Loans
Introduction
These are loans that are tailored for clients that are on a salary. Instead of you manually making monthly payments, the loan installments are automatically deducted from your paycheck by your employer before the money even hits your bank account.
Who are the target clients?
Civil Servants
Defense personnel
Required Documents
Bank Statement: You will need to possess a latest bank statement showing at least three months of transactions.
Latest Payslip: you need the latest month pay slip.
NRC (Preferably) and a second identification (Drivers License, Passport): unique identification additionally other id’s to match proof your identity.
Replace your current loan with a new agreement tailored to your financial situation. why?
Lower Monthly Payments: Reduce your installments by restructuring debt.
Debt Consolidation: Combine multiple small debts into one manageable payment.
Access “Top-up” Cash: Get extra funding for home building, agriculture, or personal projects.
2. Equity Release Loans
Introduction
This form of funding involves providing capital in exchange for a stake in real estate or a vehicle. It’s ideal for individuals or entities that need significant investment without the immediate pressure of loan repayments.
Why choose this product?
No immediate repayment
Ideal for high value assets
Shared risk
Required Documents
Bank Statement: You will need to possess a latest bank statement showing at least three months of transactions.
Utility Bill: used by us to verify proof of your residence .
ZRA T-pin Certificate: proof that you are a tax paying citizen of Zambia.
NRC (Preferably) and a second identification (Drivers License, Passport): unique identification additionally other id’s to match proof your identity.
Title Deed (For Estate): Identifies the house you want to use in the transaction.
White Book (For Vehicles): Identifies the vehicle you want to use in the transaction.