About FRONTIER FINANCE

WHO ARE WE?

Frontier Finance Zambia is a leading financial services provider dedicated to empowering individuals and businesses with flexible and accessible loan solutions. Established in 2011, we have consistently strived to meet the diverse financial needs of our clients through innovative products and exceptional customer service.

WHY WE STAND OUT?

Clear and Transparent Service: We believe finance should be simple and stress-free. That’s why we provide clear communication, straightforward processes, and personalized support so clients always know exactly where they stand.

Expert, Personalized Guidance: Our team of seasoned professionals offers tailored advice, ensuring your financial strategy is perfectly aligned with your unique goals and future aspirations.

Commitment to Client Success: Your success is our priority. We are dedicated to building long-term relationships and proactively managing your portfolio to achieve optimal results.

Innovative Financial Solutions: We leverage the latest technology and market insights to offer cutting-edge financial products and services that keep you ahead of the curve.

OUR HISTORY

July, 2011

Frontier Asset Management Established.

Frontier Finance is established in Lusaka(HQ) initially known as “Frontier Asset Management”

August, 2011

"Frontier Asset Management" Rebranded into "Frontier Finance"

“Frontier Asset Management” finance is officially rebranded into “Frontier Finance”

August, 2012

Frontier Finance first branch in the Copperbelt established.

Frontier Finance expanded operations with a second branch in Kitwe.

March, 2013

Frontier Finance second branch in the Copperbelt established.

Building on our momentum, we established our third branch in Ndola, further solidifying our footprint in the market.

June, 2022

Frontier Finance expands south wise with a fourth branch in Choma.

 After nearly a decade of sustained growth, we officially commissioned the Choma Branch to support the Southern region.

July, 2022

Frontier Finance Introduces payroll Loans for civil servants

We diversified our financial solutions by introducing Payroll Loans, specifically tailored for Civil Servants.

April, 2024

Frontier Finance expands to north western province in Solwezi.

We continued our nationwide reach by opening the Solwezi Branch, bringing financial services closer to the mining heartland.

November, 2024

Extended the payroll loan services to the Ministry of defense.

We launched specialized Payroll Loans for the Men in uniform, recognizing those who serve the nation.

April, 2025

Frontier Finance introduces refinancing

We introduced our Refinancing Facility, empowering clients to consolidate debt and unlock more monthly disposable income.

WHAT WE STAND FOR?

Our Goals

Strong Digital finance presence: To lead the market by integrating seamless, secure, and user-friendly digital platforms.  

Develop innovative financial solutions: To move beyond traditional banking by designing products specifically tailored to the Zambian context.

Grow our branch Network: While we lead with digital, we remain committed to physical accessibility. Expanding our branch footprint ensures a human touch in every province.

Build strategic partnerships: To amplify our impact through collaboration with fintechs, government bodies, and international stakeholders. 

Maintain sustainable growth: To ensure long-term stability and profitability through responsible lending and sound financial management.

Our Vision

To be the leading financial services provider in Zambia, recognised for excellence, top-notch customer service, and meaningful economic impact.

Our Mission

To provide accessible, innovative and sustainable financial solutions that empower individuals and businesses to achieve their financial goals and contribute to economic growth.

OUR VALUES

Trust & Reliability

We consistently deliver dependable financial solutions, honoring commitments, protecting client interests, and building long-term relationships founded on confidence and accountability.

Fair & Transparent

We provide clear loan terms, honest pricing, and open communication, ensuring clients fully understand obligations, rights, and costs without hidden surprises.

Community Aware

We understand local realities, support community growth, and design financial products that empower individuals, families, and businesses within our operating environments.

Intergrity

We uphold strong ethical standards, act responsibly in all decisions, and prioritize honesty, compliance, and respect in every client interaction.

OUR BRANCHES

Lusaka Branch (HQ)

27/24 Manchinchi Road,
Northmead Lusaka,
Zambia.

Phone: +260774047734

Choma Branch

L.Tembo Complex,
Lusaka Livingstone Rd,
Office No.24, First Floor

Phone: +260974102726

Ndola Branch

Watch it Grow Building,
Office No.16,
Ndola.

Phone: +260965873400

Kitwe Branch

Office No. 7,
Sunshine Buiding, Kitwe

Phone: +260977970912

Solwezi Branch

Copper’s Corner,
Kasempa Road,
Solwezi.

Phone: +260766717767