Frontier Finance Zambia is a leading financial services provider dedicated to empowering individuals and businesses with flexible and accessible loan solutions. Established in 2011, we have consistently strived to meet the diverse financial needs of our clients through innovative products and exceptional customer service.
Clear and Transparent Service: We believe finance should be simple and stress-free. That’s why we provide clear communication, straightforward processes, and personalized support so clients always know exactly where they stand.
Expert, Personalized Guidance: Our team of seasoned professionals offers tailored advice, ensuring your financial strategy is perfectly aligned with your unique goals and future aspirations.
Commitment to Client Success: Your success is our priority. We are dedicated to building long-term relationships and proactively managing your portfolio to achieve optimal results.
Innovative Financial Solutions: We leverage the latest technology and market insights to offer cutting-edge financial products and services that keep you ahead of the curve.
OUR HISTORY
July, 2011
Frontier Asset Management Established.
Frontier Finance is established in Lusaka(HQ) initially known as “Frontier Asset Management”
August, 2011
"Frontier Asset Management" Rebranded into "Frontier Finance"
“Frontier Asset Management” finance is officially rebranded into “Frontier Finance”
August, 2012
Frontier Finance first branch in the Copperbelt established.
Frontier Finance expanded operations with a second branch in Kitwe.
March, 2013
Frontier Finance second branch in the Copperbelt established.
Building on our momentum, we established our third branch in Ndola, further solidifying our footprint in the market.
June, 2022
Frontier Finance expands south wise with a fourth branch in Choma.
After nearly a decade of sustained growth, we officially commissioned the Choma Branch to support the Southern region.
July, 2022
Frontier Finance Introduces payroll Loans for civil servants
We diversified our financial solutions by introducing Payroll Loans, specifically tailored for Civil Servants.
April, 2024
Frontier Finance expands to north western province in Solwezi.
We continued our nationwide reach by opening the Solwezi Branch, bringing financial services closer to the mining heartland.
November, 2024
Extended the payroll loan services to the Ministry of defense.
We launched specialized Payroll Loans for the Men in uniform, recognizing those who serve the nation.
April, 2025
Frontier Finance introduces refinancing
We introduced our Refinancing Facility, empowering clients to consolidate debt and unlock more monthly disposable income.
WHAT WE STAND FOR?
Our Goals
Strong Digital finance presence: To lead the market by integrating seamless, secure, and user-friendly digital platforms.
Develop innovative financial solutions: To move beyond traditional banking by designing products specifically tailored to the Zambian context.
Grow our branch Network: While we lead with digital, we remain committed to physical accessibility. Expanding our branch footprint ensures a human touch in every province.
Build strategic partnerships: To amplify our impact through collaboration with fintechs, government bodies, and international stakeholders.
Maintain sustainable growth: To ensure long-term stability and profitability through responsible lending and sound financial management.
Our Vision
To be the leading financial services provider in Zambia, recognised for excellence, top-notch customer service, and meaningful economic impact.
Our Mission
To provide accessible, innovative and sustainable financial solutions that empower individuals and businesses to achieve their financial goals and contribute to economic growth.
OUR VALUES
Trust & Reliability
We consistently deliver dependable financial solutions, honoring commitments, protecting client interests, and building long-term relationships founded on confidence and accountability.
Fair & Transparent
We provide clear loan terms, honest pricing, and open communication, ensuring clients fully understand obligations, rights, and costs without hidden surprises.
Community Aware
We understand local realities, support community growth, and design financial products that empower individuals, families, and businesses within our operating environments.
Intergrity
We uphold strong ethical standards, act responsibly in all decisions, and prioritize honesty, compliance, and respect in every client interaction.